Do you have a handicap but need help understanding what it is?EWGA - Denver, CO

EWGA national has some great info on their website.

Here's the link.  

Why maintain a Handicap Index?

Experienced Golfers: Golf allows friendly and serious competition between players of differing abilities.  A handicap enables golfers to compete fairly - each player with the opportunity to succeed.  Since many EWGA golf events include some type of competition,  members with USGA handicaps ensure that they compete fairly with the other EWGA members.  In addition, a member must have a current handicap index to compete in the EWGA Champions Cup series, and the EWGA Championship Series which begins with the Chapter Championship, and other Chapter golf events.  A player without an index may always participate in the fun division.

Newer Golfers:  In addition to the reasons listed above, a handicap can gives tangible evidence of improvement. Many of our new players also suggest that having a handicap makes one feel like a real golfer.  For most competitions, we allow higher handicap players to participate, but they must play at a maximum of 40.4.  The exceptions are the Chapter Championship, Stroke Play division and the Championship Cup Match Play division.  A player must be 40.4 or below to compete.  Chapter Championship Scramble Teams may include players with an index of 40.4 or higher.  The same requirement of 40.4 maximum applies.

What do I need to establish a handicap?

To set up a handicap, please collect information on five or more 18 hole rounds you've played.  Some may be 9 hole rounds as long as they equal five 18 hole rounds.  If you are using the EWGA GN 21 system (formerly Golf Life Management System), you will establish service and post scores at www.ewga.com Following member log in, choose Handicap.  For CWGA GHIN service we have a link to sign up through EWGA as a member with CWGA Then, establish your handicap. Handicaps are adjusted on the first and 15th of every month.  

Which service should I choose?    EWGA - Denver, CO


EWGA Headquarters established the GN21 service in 2004.  It is included in your dues and is maintained online. This is a valid USGA Handicap and can be used for all events except those specifically sponsored by the Colorado Women's Golf Association, "CWGA" such as the Team Competition and other Statewide CWGA events. Please consider the features on the table below when deciding whether to use the CWGA system or use the EWGA GN21 system.  These systems are independent of one another and because of this, it is highly recommended that you utilize only ONE system.  


Feature CWGA Handicap
managed by the Denver Chapter
Official USGA Handicap Yes Yes
Cost $35 per year Included in EWGA membership
Allows posting scores at course Yes No
Allows posting scores on-line Yes Yes
Login at EWGA.com site
Allows playing in State Team Competition and other Colorado Women's Golf Association events Yes No
Allows tracking of hole-by-hole information & overall progress No Yes
Other Requires yearly renewal (APRIL)

Some local courses not yet listed, but they have added the ability to enter course data and other tees.


What if I have handicap thru another organization?

If you have a USGA Handicap through another golf club this can be utilized for all EWGA competition except the CWGA Team Competition. To participate in the Team competition, you must  hold your handicap with the Denver EWGA Club through CWGA Golf Association.  Please contact the handicap committee at handicap@ewgadenver.org  for more information.

Excerpts from the CWGA website on handicaps:

The purpose of the USGA Handicap System is to make the game of golf enjoyable by enabling golfers of differing abilities to compete on an equitable basis. A golfer begins with a USGA Handicap Index and converts that to a Course Handicap based upon the Slope Rating of the golf course being played.

The handicap calculated reflects a golfer's "potential" ability to play the game. With this in mind, the system disregards unusually high holes played or rounds posted. One of the basic premises of the USGA system is that golfers will try to make the best score they can on each and every round they play. They will also post every acceptable round for peer review.